Anthem Blue Cross Blue Shield is a subsidiary of Anthem Inc., which was founded in 2004 through the merger of Anthem, Inc. and WellPoint Health Networks Inc. However, the company’s history dates back much further. The Blue Cross and Blue Shield organizations were founded in the early 20th century to provide affordable healthcare coverage to people across the country. In 1985, the Blue Cross and Blue Shield organizations merged to form the Blue Cross and Blue Shield Association (BCBSA).
Today, Anthem Blue Cross Blue Shield operates as a member of the BCBSA and provides coverage in 14 states, including California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, Ohio, Virginia, and Wisconsin.
The History of Anthem Blue Cross Blue Shield
Anthem Blue Cross Blue Shield is a subsidiary of Anthem Inc., which was founded in 2004 through the merger of Anthem, Inc. and WellPoint Health Networks Inc. However, the company’s history dates back much further. The Blue Cross and Blue Shield organizations were founded in the early 20th century to provide affordable healthcare coverage to people across the country. In 1985, the Blue Cross and Blue Shield organizations merged to form the Blue Cross and Blue Shield Association (BCBSA).
Today, Anthem Blue Cross Blue Shield operates as a member of the BCBSA and provides coverage in 14 states, including California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, Ohio, Virginia, and Wisconsin.
Anthem BCBS Coverage Options
Anthem Blue Cross Blue Shield offers a variety of health insurance plans to meet the needs of individuals, families, and businesses. These plans include:
- Health Maintenance Organizations (HMOs): HMOs provide coverage for medical services through a network of providers. Members typically choose a primary care physician (PCP) who manages their healthcare needs and refers them to specialists as needed.
- Preferred Provider Organizations (PPOs): PPOs also provide coverage through a network of providers. However, members have the option to see providers outside of the network, although they may have to pay higher out-of-pocket costs.
- Exclusive Provider Organizations (EPOs): EPOs are similar to PPOs in that they have a network of providers. However, members typically do not have coverage for out-of-network services.
- Traditional Indemnity Plans: These plans provide the most flexibility in terms of choosing providers. Members can see any provider they choose, but may have to pay higher out-of-pocket costs.
In addition to these plans, Anthem Blue Cross Blue Shield offers dental, vision, and life insurance coverage. The company also provides Medicare Advantage and Medicare Supplement plans for eligible individuals.
How to Enroll in an Anthem Blue Cross Blue Shield Plan Today
If you’re interested in signing up for an Anthem Blue Cross Blue Shield health insurance plan, you can visit the company’s website or contact a licensed insurance agent. The website provides a variety of resources, including plan comparison tools, provider directories, and online enrollment.
To enroll in a plan, you’ll need to provide some basic information, such as your name, date of birth, and address. You’ll also need to select a plan that meets your healthcare needs and budget.
Once you’ve enrolled, you’ll receive a member ID card and other important information about your plan. You can also create an online account to manage your coverage, view claims, and more.